Yes, it is usually cheaper to have home and car insurance together. Bundling home and auto insurance can save you up to 20% on your insurance premiums. Shopping around for home and auto insurance is a good idea, different companies offer different discounts and bundling options. The top five insurance companies for home and auto packages are State Farm , Progressive, Geico, USAA, and Allstate. The average cost of home insurance in New York is $1,845 per year, or about $154 per month
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