Carriers

The carriers that match the stakes.

We place business with a diverse stable of carriers we trust, for clients in Saratoga Springs and the New York metro.

Our partners

A short list, by design.

A long carrier list is not the same thing as a good one. We work with a small group of carriers whose service matches the work we do for our clients, and we say no when a carrier does not.

Utica First Insurance Company

A Mohawk Valley mutual built around homeowners, dwelling-fire, and small-commercial risks across upstate New York, including the artisan-contractor and landlord accounts that standard carriers are slow to write.

Confirmed

Travelers

A national standard-bearer in property-casualty, with depth across homeowners, auto, umbrella, and the full range of business lines, and the financial strength larger accounts require.

Confirmed

The Hartford

A national carrier with particular strength in small-business and middle-market commercial lines, workers' compensation, and the AARP personal auto and home program.

Confirmed

Liberty Mutual

A national personal and commercial lines carrier with broad homeowners, auto, and umbrella appetite and a deep independent-agency network.

Confirmed

New York Central Mutual

NYCM Insurance is a property and casualty insurance company located in central New York that employs over 800 personnel. The company was founded in 1899 by VanNess DeMar Robinson. NYCM Insurance continues to provide the outstanding service and security it was built on over 100 years ago.

Pending verification

Plymouth Rock

Plymouth Rock Assurance offers auto and home insurance (plus condo and renters options) and provides insurance built for the Northeast.

Confirmed

Progressive

A national leader in personal auto with growing home and specialty appetite. Progressive's strength is rate and breadth across the standard and bundled auto market.

Confirmed

Foremost Insurance Group

A Farmers company specializing in the risks standard carriers avoid: manufactured and mobile homes, seasonal and vacant dwellings, landlord, and specialty personal lines.

Confirmed

National General

An Allstate company writing personal auto and specialty lines, including the nonstandard auto and harder-to-place household.

Confirmed

The Main Street America Group

A regional commercial and personal lines carrier (now part of American Family) with an independent-agency focus and small-commercial appetite across the Northeast.

Confirmed

Additional carriers

We hold appointments with additional regional and specialty carriers. Each partner page will be published once the relationship is verified by the agency.

Pending verification

Carrier names are part of the practice. They are not the practice. If your account is best served by a carrier outside this short list, we will tell you and place it accordingly.

Carrier selection is part of the advocacy. If you would like to review which carriers fit your household or your business, begin a conversation with the principal.

Begin a conversation with the principal.

Written by

Armor Group Insurance Agency
New York licensed independent insurance agency