FEMA flood zone
NFHL designation
Bethlehem is predominantly Zone X. Hudson River frontage on the eastern edge of the township and the Normans Kill / Vlomankill drainages fall in Zone AE on current NFHL panels.
Bethlehem, Albany County
Delmar and Slingerlands, by name.
Bethlehem is the Delmar / Slingerlands township southwest of Albany: single-family professional households in established neighborhoods, the kind of place where the agent should already know the carrier file before the call. Armor Group writes personal P&C and small commercial in Bethlehem, and we're independent, so we shop your coverage across a diverse stable of carriers. Page covers Delmar, Slingerlands, and the surrounding township.
City context
What the data says about Bethlehem.
Median household income
$123,893
ACS B19013, 2024 5-year estimate
Median home value
$370,400
ACS B25077, 2024 5-year estimate
Median year built
1975
ACS B25035 / B25034, 2024 5-year estimate · 13.6% built before 1939 · 11.0% built 2000 to 2009
High-net-worth density
24.3%
of households earn $200k or more · ACS B19001, 2024 5-year estimate
Coverage lines
What we place in Bethlehem.
High-value homeowners insurance
Single-family homes through Delmar, Slingerlands, and the surrounding township. HO-5 placement on the higher-value files.
Personal auto coverage
Two- and three-vehicle professional households on the Albany commute.
Umbrella liability at meaningful limits
Personal umbrella for the higher-asset Bethlehem household.
Owner-led business insurance
Owner-led professional services accounts in the township.
Data sources for this page
Demographic data: U.S. Census Bureau, American Community Survey 5-Year Estimates (2024). Tables: B25035 / B25034 (median year + age of housing stock), B19013 (median household income), B25077 (median value of owner-occupied units).
Flood zone designation: FEMA National Flood Hazard Layer (effective 2010-03-16).
Insurance information on this page is general and does not bind coverage. Coverage availability and terms vary; contact us for your specific situation.
Written by
Armor Group Insurance Agency
New York licensed independent insurance agency
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