FEMA flood zone
NFHL designation
Guilderland is predominantly Zone X on current NFHL panels. Zone AE pockets follow the Normans Kill drainage on the southern edge of the township.
Guilderland, Albany County
Where Western Avenue heads home.
Guilderland is the suburban township west of Albany: single-family neighborhoods, professional households, and steady commercial activity along Western Avenue. Armor Group writes personal P&C and small commercial in Guilderland.
City context
What the data says about Guilderland.
Median household income
$112,273
ACS B19013, 2024 5-year estimate
Median home value
$357,400
ACS B25077, 2024 5-year estimate
Median year built
1978
ACS B25035 / B25034, 2024 5-year estimate · 7.1% built before 1939 · 5.6% built 2000 to 2009
High-net-worth density
19.3%
of households earn $200k or more · ACS B19001, 2024 5-year estimate
Coverage lines
What we place in Guilderland.
High-value homeowners insurance
Suburban single-family homes through the township. Mixed historic and modern construction.
Personal auto coverage
Multi-vehicle households on the Western Avenue / I-87 commute.
Umbrella liability at meaningful limits
Personal umbrella for the higher-asset Guilderland household.
Owner-led business insurance
Owner-led commercial accounts along the Western Avenue corridor.
Data sources for this page
Demographic data: U.S. Census Bureau, American Community Survey 5-Year Estimates (2024). Tables: B25035 / B25034 (median year + age of housing stock), B19013 (median household income), B25077 (median value of owner-occupied units).
Flood zone designation: FEMA National Flood Hazard Layer (effective 2010-03-16).
Insurance information on this page is general and does not bind coverage. Coverage availability and terms vary; contact us for your specific situation.
Written by
Armor Group Insurance Agency
New York licensed independent insurance agency
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