FEMA flood zone
NFHL designation
Clifton Park sits predominantly in Zone X on the current NFHL panels. Pockets of Zone AE follow the Mohawk River frontage on the southern edge of the township and the Anthony Kill / Vischer Ferry tributaries.
Clifton Park, Saratoga County
The Northway runs through it.
Clifton Park is the I-87 commuter corridor: single-family suburban neighborhoods, professional households, and an established second-home owner segment routing between Saratoga and downstate. Armor Group writes personal P&C and small commercial accounts in Clifton Park, and we shop a diverse stable of carriers to fit the file.
City context
What the data says about Clifton Park.
Median household income
$133,359
ACS B19013, 2024 5-year estimate
Median home value
$395,400
ACS B25077, 2024 5-year estimate
Median year built
1982
ACS B25035 / B25034, 2024 5-year estimate · 2.6% built before 1939 · 13.5% built 2000 to 2009
High-net-worth density
26.4%
of households earn $200k or more · ACS B19001, 2024 5-year estimate
Coverage lines
What we place in Clifton Park.
High-value homeowners insurance
Single-family homes across the township. Modern construction; carrier match on dwelling value and replacement cost.
Personal auto coverage
Multi-vehicle households along the Northway corridor.
Umbrella liability at meaningful limits
Personal umbrella for the higher-asset Clifton Park household.
Owner-led business insurance
Owner-led professional services and small commercial accounts in the Clifton Park / Halfmoon corridor.
Data sources for this page
Demographic data: U.S. Census Bureau, American Community Survey 5-Year Estimates (2024). Tables: B25035 / B25034 (median year + age of housing stock), B19013 (median household income), B25077 (median value of owner-occupied units).
Flood zone designation: FEMA National Flood Hazard Layer (effective 2018-09-28).
Insurance information on this page is general and does not bind coverage. Coverage availability and terms vary; contact us for your specific situation.
Written by
Armor Group Insurance Agency
New York licensed independent insurance agency
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