Halfmoon is the Hudson-corridor town on the southern edge of Saratoga County: single-family residential, a growing professional household segment, and direct routing to the Capital Region commercial center. Armor Group writes personal P&C and small commercial in Halfmoon.
NFHL designation
Halfmoon includes meaningful Hudson River frontage. Properties along the river fall in Zone AE on current NFHL panels; the inland portion of the township sits in Zone X. The Mohawk confluence below the town is part of the flood-hazard footprint and should be read against the specific parcel.
$100,712
ACS B19013, 2024 5-year estimate
$387,700
ACS B25077, 2024 5-year estimate
1996
ACS B25035 / B25034, 2024 5-year estimate · 4.4% built before 1939 · 20.0% built 2000 to 2009
18.2%
of households earn $200k or more · ACS B19001, 2024 5-year estimate
Single-family households across the township; mixed historic and recent construction.
Multi-vehicle commuter households on the I-87 / Route 9 corridor.
Personal umbrella where assets and exposure warrant.
Owner-led commercial accounts on the Hudson corridor.
Data sources for this page
Demographic data: U.S. Census Bureau, American Community Survey 5-Year Estimates (2024). Tables: B25035 / B25034 (median year + age of housing stock), B19013 (median household income), B25077 (median value of owner-occupied units).
Flood zone designation: FEMA National Flood Hazard Layer (effective 2018-09-28).
Insurance information on this page is general and does not bind coverage. Coverage availability and terms vary; contact us for your specific situation.
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