Lake George is the lakefront town at the southern end of the lake: second-home portfolios, seasonal-occupancy households, and the commercial corridor that rides the summer season. Armor Group writes lake-house and second-home insurance, and we shop a diverse stable of carriers to fit the lakefront file.
NFHL designation
Lake George shoreline parcels along the lake fall in FEMA Zone AE on current NFHL panels; inland portions of the town sit in Zone X. Lakefront flood-zone designation is a per-parcel underwriting question that should be read against the elevation certificate, not the postal address.
$54,766
ACS B19013, 2024 5-year estimate
$301,900
ACS B25077, 2024 5-year estimate
1960
ACS B25035 / B25034, 2024 5-year estimate · 25.6% built before 1939 · 4.5% built 2000 to 2009
2.2%
of households earn $200k or more · ACS B19001, 2024 5-year estimate
80.6%
of vacant homes are seasonal or recreational · ACS B25004, 2024 5-year estimate
Lake-house second homes and seasonal-occupancy properties on the lakefront. Carrier match on seasonal-occupancy underwriting.
Primary and seasonal vehicles for the lake-house household.
Personal umbrella stacked over high-value lake home and auto. Watercraft exposure read on the file.
Owner-led seasonal commercial accounts along the Lake George corridor.
Data sources for this page
Demographic data: U.S. Census Bureau, American Community Survey 5-Year Estimates (2024). Tables: B25035 / B25034 (median year + age of housing stock), B19013 (median household income), B25077 (median value of owner-occupied units).
Flood zone designation: FEMA National Flood Hazard Layer (effective 2018-12-21).
Insurance information on this page is general and does not bind coverage. Coverage availability and terms vary; contact us for your specific situation.
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Lakefront and second-home files take the same care as the primary residence. Get a quote in minutes, or call your dedicated agent.
